Although being involved in an accident is a harrowing experience, many people find themselves frustrated after dealing with insurance companies. Insurance companies — both yours and the other driver’s — can be ruthless when it comes to working with injured individuals and their families. What you say to them can impact your case, so should you say anything at all? What obligations do you have to these companies, and what rights do you have to say no?
Obligations to Your Own Insurance Company
Although you do not have to tell your insurance company how you’re feeling or provide them with the contact numbers of your family, friends or doctors, there are some things that you are obligated to provide after a car accident. Generally speaking, you’ll need to provide them with the basic information about the accident, and you may need to provide them with your medical records. However, avoid giving them full access to all of your medical records via a release form. Instead, obtain the records specifically related to the accident and send them to the insurance company yourself.
Obligations to the Other Driver’s Insurance Company
Unlike with your own insurance company, you have little to no obligation to provide information to the other driver’s insurance company, although they will likely contact you and attempt to get information from you, including your medical records. You have no obligation to provide any of your medical records to the other driver’s insurance company, and you actually do not have to even speak to their insurance company. The best course of action is to provide them with the contact information of your car accident attorney. Your attorney is better suited to answer the questions that are being asked and can let them know what information is within your rights to decline.
Contact the Sarkisian Law Offices Today
If you or a loved one have been hurt in a car accident, dealing with insurance companies afterwards can be overwhelming. At the Sarkisian Law Offices, we are able to work directly with the insurance companies involved in your case, so you can focus on the most important thing: healing. Contact us today for a consultation to learn more about your rights after a car crash by calling 219-733-8904. We are available now to speak with you.