What Compensation Can You Seek for Permanent Disabilities from a Car Accident?

July 28, 2025

When a car crash leaves you permanently disabled, everything changes. You do not just face a long recovery – you face a new version of your life. This can mean learning how to function with new limitations, adjusting to lost income, and facing medical expenses that extend over years into the future. You might not know where to turn or how to fight for what you have lost.


A seasoned car accident lawyer will explain the long-term value of your case. Short-term settlements will not begin to reflect what your injury has taken from you. At Sarkisian Law Offices, we have seen how permanent disabilities affect every corner of a person's life. That is why we approach every case with one goal in mind: to protect your rights while holding the at-fault party fully accountable.



Rebuilding a Future When Your Earning Power Is Gone

Permanent disabilities often come with permanent income loss. You may no longer be able to return to your former job, or any job at all. In some cases, your position might still exist, but your ability to physically or mentally perform the required duties does not. Future wages are not hypothetical. They are real losses that deserve real compensation.


An experienced attorney will calculate your loss of earning capacity by working with professionals who analyze what you could have earned over a lifetime if the crash had never happened. This number will not just reflect lost paychecks. It will factor in missed promotions, lost retirement contributions, and even job benefits, such as health insurance or performance bonuses. A skilled car accident attorney will use this data to build a strong demand for financial recovery that reflects decades of missed opportunity.


Sarkisian Law Offices does not treat this as a numbers game. We treat it as your life. Your goals, your past progress, and your financial future all matter. We will put together a strategy that takes your specific employment history into account, not just a generic calculation.


Compensation for Medical Costs That Do Not End

Permanent injuries mean permanent care. After the hospital stay, there is rehab. After rehab, there is the equipment – wheelchairs, prosthetics, home modifications, or assistive devices. Many people need long-term prescriptions, in-home health aides, and follow-up procedures that last years. These are not optional expenses. They are ongoing necessities that should be paid by the party who caused your injuries.


A personal injury law office with experience in handling permanent disabilities will build a future-facing medical damages claim. That includes projected surgical needs, long-term therapy costs, and even transportation expenses for medical visits. It also includes payments for future residential care or skilled nursing. A reliable car accident attorney will not rely on short-term receipts. They will seek input from medical professionals who understand how these types of injuries evolve and what care will be required five, ten, or twenty years from now.


At Sarkisian Law Offices, we believe in pursuing accountability from top to bottom. If a corporation or insurer caused your harm, we will not stop until every relevant dollar is on the table. We take our role as advocates seriously, especially when an injured person's independence is at stake.


Pain, Loss, and What the Law Calls Non-Economic Damages

Not all injuries show up on X-rays. Chronic pain, daily fatigue, cognitive changes, and emotional trauma are often just as disabling as any broken bone. If your body or mind no longer works the way it once did, you have every right to pursue compensation for that invisible – however very real – loss.


We will fight for what is called non-economic damages. These damages do not come with receipts, but they still carry enormous value. They reflect what you have lost in terms of quality of life, emotional well-being, and physical comfort. You may have lost the ability to run with your kids, hike your favorite trail, or even get out of bed without pain. That matters. A skilled car accident lawyer will make sure those realities are not overlooked during settlement discussions or in court.


We take these injuries seriously at Sarkisian Law Offices. We know the law does not just protect bank accounts – it protects dignity, too. Our legal team will work with you to document the real impact your injury has had on your relationships, hobbies, and identity. That story deserves to be told in full, not reduced to line items.


Permanent Disabilities Change Relationships

When someone loses mobility, speech, memory, or motor function, their relationships undergo significant changes. Marriages become strained. Children become caregivers. Friends may pull away when they do not know how to offer support. These losses are devastating in ways the legal system does not always account for unless someone pushes back.


A focused car accident attorney will help pursue damages for what courts call "loss of consortium" or "loss of companionship." These are the losses that affect your daily life – the ability to parent your child, show affection to your spouse, or simply be there for the people you love in the same way you used to. A strong legal strategy will not just chase the numbers. It will highlight what matters to you and demonstrate how this accident affected more than just your body.


The legal professionals at Sarkisian Law Offices believe that families deserve support, not silence, when these changes occur. We will take time to understand how your injury has affected those closest to you and work that truth into every step of your legal claim.



Choose a Car Accident Lawyer Who Will Call Out Corporate Irresponsibility

If a corporation or its insurer refuses to take responsibility, your lawyer will gather evidence that speaks for itself: internal communications, maintenance records, performance reviews, or past violations. A persistent car accident attorney will shine a light on patterns of carelessness that go far beyond your crash.


That is something we are passionate about at Sarkisian Law Offices. We believe our legal system works best when it holds the powerful accountable. Our team is built on the idea that no company, insurer, or individual is above the law. We will work relentlessly to prevent those entities from using delay tactics, legal loopholes, or intimidation to avoid paying what they owe.


Please do not hesitate to use our online contact form for a free case evaluation.

September 12, 2025
When you've been injured in a car accident caused by someone else's negligence, you deserve fair compensation for your losses. However, getting the maximum settlement from insurance companies is rarely straightforward. Insurance adjusters are trained to minimize payouts, and often take advantage of accident victims who don't understand their rights or the true value of their claims. This is where an experienced car accident attorney becomes invaluable. At Sarkisian Law Offices , we understand the tactics insurance companies use, and we know how to counter them effectively to maximize your car accident claim. Our team has helped countless accident victims recover the full compensation they deserve, and we're committed to fighting for your rights every step of the way. Understanding the True Value of Your Car Accident Claim Don't settle for the first offer from auto insurance companies, as it's often far below your claim's worth. A skilled car accident lawyer evaluates your claim comprehensively, considering all the ways the accident has affected your life. They work with medical experts to project future medical needs, ensuring your settlement covers ongoing treatment and rehabilitation. They also calculate lost wages and reduced earning capacity, including long-term impacts. Additionally, lawyers effectively document and present pain and suffering claims, demonstrating the accident's impact on your quality of life. By hiring an experienced attorney, they'll seek fair compensation for both tangible and intangible losses. This approach helps you receive the maximum settlement you deserve, covering current and future needs. How Insurance Companies Try to Reduce Your Settlement Insurance adjusters are not on your side, despite how friendly and helpful they may seem. Their job is to save their company money by paying out as little as possible on claims. One of the most common tactics is to make a quick settlement offer before you fully understand the extent of your injuries or have had time to consult with an attorney. These offers are almost always far below the true value of your claim, but they're presented as generous and time-sensitive to pressure you into accepting. Insurance companies often claim that your medical treatment was unnecessary, excessive, or unrelated to the accident. They may argue that you had pre-existing conditions that caused your current problems, or that you're exaggerating your symptoms. They also might use delay tactics, hoping financial pressure will force you to accept a lower settlement. The insurers may claim they need more documentation, request unnecessary medical examinations, or simply take their time responding to communications. Insurers might try to blame you for the accident, as partial blame allows them to reduce their liability and your compensation. Never accept wrongful accusations of blame, as it can deprive you of what you deserve. When you have a car accident attorney handling your case, these delay tactics become less effective. Your lawyer can apply pressure to move the case forward and ensure that delays don't work against you. The Investigation Process That Builds Strong Cases One of the most important ways a car accident lawyer maximizes your claim is with a thorough investigation. The more evidence your attorney can gather to support your case, the stronger your position becomes in settlement negotiations. Accident Scene Analysis Even if the police investigated your accident, your attorney will conduct their own investigation. This might include visiting the accident scene, taking photographs, measuring skid marks, and identifying factors contributing to the crash. Sometimes this investigation reveals evidence that wasn't included in the police report, such as traffic signal timing, road conditions, or visibility issues that help prove the other driver's fault. Witness Statements Witness testimony can be invaluable in car accident cases, especially when there's a dispute about how the accident happened. However, witness memories fade over time, and people move away or become harder to contact. Car accident attorneys move quickly to identify and interview witnesses while their memories are still fresh. They know how to ask the right questions to get useful information and how to document witness statements in a way that will be persuasive to insurance companies or juries. Expert Analysis Complex car accident cases often require expert testimony to explain technical aspects of the crash, such as vehicle speeds, impact forces, or mechanical failures. Car accident lawyers have relationships with qualified experts who can analyze the evidence and provide professional opinions that support your case. This expert analysis is particularly important in cases involving serious injuries, commercial vehicles, or disputed fault situations. Negotiation Skills That Get Results Insurance companies negotiate car accident settlements every day. They have experienced adjusters and attorneys who know how to minimize payouts. To get fair compensation, you need someone on your side who understands the negotiation process just as well. Presenting a Compelling Case Effective negotiation starts with presenting your case in the strongest possible way. This means organizing all the evidence, medical records, and documentation in a format that clearly shows the other driver's responsibility and the full extent of your damages. Car accident attorneys know how to present this information persuasively, highlighting the strongest aspects of your case while addressing any potential weaknesses before the insurance company can exploit them. Understanding Settlement Timing Knowing when to negotiate and when to wait is vital in car accident cases. Settling too early might mean accepting less compensation than you deserve, but waiting too long can sometimes weaken your position. Experienced car accident lawyers understand the factors that affect settlement timing and can advise you on the best strategy for your specific situation. Leverage in Negotiations Insurance companies are more likely to offer fair settlements when they know you're represented by an attorney who's willing and able to take the case to trial if necessary. This gives your lawyer leverage in negotiations you wouldn't have on your own. Choose Sarkisian Law Offices to Maximize Your Indiana Car Accident Claim Sarkisian Law Offices, maximizes compensation in car accident claims by understanding the local legal system and building strong cases. We take a personal interest in each case, working on a contingency fee basis, so you only pay legal fees if we win. We'll protect your rights, handle legal details, and fight for the settlement you deserve. Contact us today at 219-942-7171 or online to learn how we can pursue the compensation you need to move forward. Let us advocate for you while you focus on recovering from your accident.
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