Top 3 Reasons that Insurance Companies Reject a Claim

However, insurance companies make it a habit to reject as many claims as possible to increase their profit. Here are the top three reasons that insurance companies will reject an accident claim, and what to do if your claim has been denied.

Many insurance companies will try to deny a claim if there were no witnesses who can say what happened at the time of the accident. They may suggest that your story cannot be corroborated without witness testimony, and that there’s no way to establish the sequence of events and who may be held liable for your injuries.

Another way that an insurance company may try to reject a claim is if the victim of the accident had a preexisting condition in the area of the injury. For example, an insurance company may refuse to pay for physical therapy for a leg injury caused in a car accident if you had preexisting arthritis in that same leg.

Insurance companies may pay independent physicians and supposed experts to review your medical records and may have them testify against you regarding a preexisting condition.

It can be extremely damaging to your case if you do not seek medical help as soon as possible after an accident of any kind. Many insurance companies will use delayed medical care as a basis to reject an insurance claim, suggesting that failure to get medical help immediately after the accident means that your injuries were not severe.

At the Sarkisian Law Offices, we take pride in being able to assist clients who have been injured against profit-hungry insurance companies who are providing nothing more than excuses in an attempt to deny an insurance claim. By using our unique skills and resources, we will help you bring forward a sound case that cannot be ignored.