Personal Injury Settlements 101

November 12, 2017

When you engage in a legal claim for compensation after an accident, the insurance company may try to settle with you at any stage of the case. This can happen even when you’re in the midst of litigation as the insurance company realizes the costs of continuing with legal expenses.

However, as an accident victim, you don’t have to accept the first settlement offer presented to you. In fact, this could be a big mistake if your injuries are severe and you’re not sure what a fair offer is. That’s something your personal injury lawyer can help you with. Only after you’ve receive a diagnosis from a doctor can you really know what your injuries are going to cost you in the future- you might be looking at surgeries, physical therapy, drugs, and in-home assistance to help you adjust to life post-accident.

Most injured victims don’t know what to expect with settlement and in the heat of the moment, a settlement offer in a lump sum from the insurance company can be tempting. It might seem like enough to help you get back on your feet, but what about years in the future?

A settlement offer from the insurance company has to incorporate more than just immediate expenses, especially if you have severe injuries like a TBI or paralysis. You’ll need expert witness testimony from doctors about what’s realistic in terms of your care now and in the future.

 
When you have a personal injury lawyer who has worked in this field for years, you’ll have a better sense of a fair and full settlement. You can push back and negotiate with the insurance company, armed with the experience of a dedicated injury lawyer.

 

Remember that in all stages of your personal injury claim, you’ve got the years of experience of your lawyer working with you. You can ask questions and learn more about how the process works by relying on a law firm you can trust. Your rights should be at the forefront of your lawyer’s considerations in an injury claim and after accepting a settlement offer. Make sure you fight for maximum compensation to allow you to recover.

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